我需要投多少人寿pp王者电子官网?
From your income to your children's future education, 在这里's what to consider when you buy life insurance.
我需要投多少人寿pp王者电子官网? Is the life insurance I have through work enough? I bought life insurance a long time ago, do I need more now? These are common questions people have about life insurance, 每个人的答案都不一样. 作为个人, you have your own unique needs 和 dreams for the future, 你有自己独特的家庭状况.
谁应该买人寿pp王者电子官网?
Figuring out how much life insurance you might need starts with looking at what 和 who you want to protect, 这通常取决于 你正处于什么人生阶段啊.
- If you're newly married or a young parent, your income may be what you primarily need to protect. 所以如果你出了什么事, you could leave enough behind to help your spouse or family replace the lost income for a certain amount of time.
- If your family is growing 和 you've purchased or upgraded your home, you may need to add additional coverage for some of your bigger assets. You might also be thinking about protecting your children's future education needs.
- 如果你正在经历 离婚，有 需要考虑的几个因素尤其是如果你有孩子的话.
- 如果你快退休了, you may start thinking about what your spouse would need to live comfortably if they live longer than you.
获得人寿pp王者电子官网报价
选择要开始的州.
我需要投多少人寿pp王者电子官网?
在购买人寿pp王者电子官网时, 看看收入, 你的家庭规模, 你房子的价值, the debt you carry 和 any business you may own. If you have a family you'll want to make sure that everything will be taken care of, 从他们的基本成本，如抵押贷款, 税, 衣食住行, 将来上大学. What will your family need if you are no longer 在这里 to help support them? A simple way to de术语ine the amount of life insurance needed is to multiply your current income by 10 to 15.
我目前的人寿pp王者电子官网保额够吗?
Some people who have life insurance through work may assume that will be plenty for their family to live on – 和 that may be correct depending on your life stage. Other times the amount could fall short once you start to de术语ine basic 和 future costs. Often, people will de术语ine they need more than what an employer may provide.
如果我付不起更多的人寿pp王者电子官网怎么办?
如果你已经对自己的需求做了分析呢, only to find out the premium isn't something you're able to afford right now? 有 不同的人寿pp王者电子官网选择 available, so it's a good idea to visit with a 状态 Farm® agent to see what makes sense for you. 可以考虑的两个选项是 术语 和 整个人生. 然后, as your income increases you can reassess the life insurance you have – especially if your liabilities have also changed.
了解更多关于人寿pp王者电子官网的知识
你可以得到一个 人寿pp王者电子官网报价 现在,或 给我们一些细节 和 a 状态 Farm® agent will reach out to you.
你可能还想探索一下 生活提高® mobile app for guidance 和 motivation to help strengthen key areas of your overall wellness.
